To the website all about self-employment and online business
To the website all about self-employment and online business
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Real Estate Transaction Myths Social media has made the world smaller because anyone can get information on anything with the click of a finger. To that end, Most people are misinformed about the realty industry mostly because a few people say something and thousands simply believe what they read. Within a few weeks, many of these stories that are nothing more than myths seem to cement themselves in the industry. Today we will focus on five of those common myths and shed a little truth on the matters to help inform both buyers and sellers. The Realtor is Paid a Salary You might think your local real estate agent has to be getting a salary to sell a home, because how else could they support themselves when they are constantly on the phone making deals, meeting with clients, texting information to buyers, meeting to show houses, hosting open houses, and attending house closings. While it is true that these folks are perhaps the busiest, they do not earn a salary from their office. In fact, if they worked for countless hours to put the deal together and at the last minute the deal falls through, the Realtor lost their time, their money, and got nothing as a salary for their efforts. The Real Estate Broker Make a Six Percent Commission Most people are under the misconception that because they agree to a six percent cut of the sale when signing a realty contract, that all that money goes to the agent. On a house that sells for $300,000, a commission of $18,000 sounds really nice on the surface, but don’t believe everything you hear. If you did agree to have a commission of six percent taken from the sale of the house, it is important you see where that money goes. Right off the top, the brokerage gets half the money for expenses to run the organization. Your agent then uses their half to pay for fuel and repairs to their vehicle, advertising of the listing in magazines or newspapers, taxes, and all the expenses of running around to meet with clients each day. There are more and more new, real estate brokerage models that are built around listings homes below the traditional 6%. Mileage and Fuel are Reimbursed to Agent Most people think all that traveling the agent does when trying to sell a home is simply reimbursed by their brokerage when the sale is closed. That is not the case, in fact, the agent is doing more driving around than many realize. For just one client, the agent travels to dozens of houses, makes multiple trips to meet with photographers or contractors, visits new construction sites, pays tolls, and on and on. Even if the sale falls through, all those expenses come out of the pocket of the agent that they never see back. The Property Either Passes or Fails the Home Inspection Many potential home buyers are under the […]
How Millennial’s Can Buy a Home The Federal Reserve Bank of St. Louis recently published a study that found Millennials, those born before 1984, may never recover from the recession in 2008. In opposition to Generation X or the Baby Boomer generation, Millennials are far less likely to buy a home or any real estate at all. As a result, they are more than 17% worse off financially than they would otherwise be expected to. While taking into account appreciating home values, financing rates, and the student debt loads that Millennials are carrying, home buying can certainly be more difficult than it has been in generations past, but that does not mean it is impossible. If willing to think outside the box, Millennials can buy property and chip away at that generational wealth gap. Hire a Realtor Let’s just get this one out of the way, because for some reason the idea of hiring a Realtor has become outside the box thinking. If anyone wants to buy a home or sell a home, in a competitive market they should hire a professional Realtor. There is a lot of information on the internet about leveraging technology, valuation websites, and knowledge in the public domain to buy homes for sale. While all of that information is a great place to start and a knowledgeable consumer is one who can interview a Realtor and know their secrets, going it alone is almost always a bad financial decision. Especially when using some of the more advanced tactics. Buy Where it Makes Sense If the internet can help inform why you should buy where you are currently renting, there is no reason why it can’t help inform them of markets that are financially more attractive. A home buyer in New Orleans, where homes and rentals can be quite expensive, can pick up rentals in other cities where prices are much cheaper. A strong agent will serve as the eyes and ears for a good deal on a rental property out of a buyer’s home market. Then, when it comes time to sell a home, that agent can take care of finding your new buyer. Explore Notes and Tax Liens If you live in a hot market, it can be understandably frustrating to drive from property to property only to fall in love with a new home and be beat out by a competing offer. Often from an investor looking to flip the property. There are ways to get around that. Instead of competing against investors for property that is on the market, it can often make a lot of sense to try and buy a property loan that has stopped paying. It can be a bit more complicated, but there is a lot less competition and a skilled Realtor can help find these deals to get out in front of investor offers. The same can go for tax liens. Often when homeowners stop paying their bills and move out of a property, they stop paying […]
Quincy MA Located on a beautiful seafront, Quincy MA is fast becoming a place for people to move. There has been a major increase in the number of young adults, aka millennials in particular, deciding to move to Quincy. While the median age is still around 38 years old, more people in their late twenties and early thirties are becoming intrigued by the area. This is probably because it is just a short train ride from Boston, an area widely regarded as one of the great arts and historical cities of the USA. There is plenty to keep you entertained in Boston, but Quincy is the major drawcard. So what is the draw that is getting making Quincy so popular with today’s Generation X? Is it their Love the Outdoors? That’s one compelling reason to move to Quincy MA. Abounding with parks and green spaces, not to mention a lovely coastline, the town offers many outdoor activities. Boating around the 22 miles or so of coastline is one for the watersport fanatic. Parks are safe and green for family outings, and there are basketball courts where you can while away your down time with your friends. The Blue Hills around Quincy is a fantastic spot for running and hiking, perfect for any outdoor enthusiast. Culture and History of Quincy? If culture and history are a draw for you, you might want to consider the value that Quincy has to offer in that department. It is of course home to Presidents John Quincy Adams and John Adams and the Adams National Historical Park in Quincy preserves the homes of both. You can learn about five generations of the Adams family when visiting the park, and that doesn’t include Morticia! The Josiah Quincy House is well worth a visit as well to learn about this important revolutionary soldier and the impact he had on the American Revolution. More military history and insights can be gained from the U.S. Naval Shipbuilding Museum. This museum offers the visitor a wonderful opportunity to get up front and personal with all things American Navy. It showcases some of the most important U.S. naval ships, and there is lots to take in about the lives of sailors and SEALS. If you want a real experience of naval life, get adventurous and spend a night on the U.S. Navy ship, the USS Salem as part of the overnight adventure program. If that is not enough of the water for you, you can always take a relaxing boat ride on the Harbour Express. It goes all the way around the Boston Harbour and you can soak up wonderful views of the exquisite Massachusetts coast. Restaurants and Nightlife in Quincy Other things to do in Quincy include a gastronomic experience in Quincy MA, with a number of great eating spots to try out. Gunther Tooties is signaled as one of the good breakfast spots in town. For dinner try the Fours. Locals report the food to be […]
Wilmington NC Real Estate If you are looking to move to a part of the country that offers a wide variety of lifestyles within a small geographic footprint, real estate in and around Wilmington NC should be on your short list. On the southeastern coast of North Carolina, between the Atlantic Ocean and the Cape Fear River, lies the city of Wilmington, along with Carolina Beach, Kure Beach and Wrightsville Beach. With a river, an island and three beaches, this area is a mecca for all things related to quality coastal living. Southern ambiance and a rich history are also still visible in the area’s historic sites, museums, and the now 230+ block National Register Historic District. Searching For A Home Around Wilmington Searching for homes for sale online can be an overwhelming process. With hundreds, maybe thousands of real estate websites delivering some level of listing inventory in and around Wilmington, how do you know which to use? Local real estate brokers have a unique and distinctive advantages over the nation-wide real estate sites. The home search options of local real estate brokers have direct access to the MLS. This lets them show you the most up to date listings, as soon as they hit the market. You won’t see any expired listings or incorrect pricing information on the local broker sites either, because of that direct connection to the MLS. A Little History The Cape Fear River, named for its “rough waters and foreboding shoals” was originally explored in 1524 by the French explorer Verrazano. The first permanent settlement did not occur until 1725 with the creation of Brunswick Town, the first capital of the colony of North Carolina from 1726 to 1776. Later incorporated in 1899, Wrightsville Beach, once a summer retreat accessible only by boat and steam train before WWI, now flourishes with restaurants, shops, marinas, and resorts. Carolina Beach, incorporated in 1925 and Kure Beach, incorporated in 1947, are to the south, boasting their own historically-rich and cultural landmark pieces. Historic Downtown Wilminton Part of Historic Downtown Wilmington is the refurbished WWII Battleship NORTH CAROLINA, serving as a memorial for the 11,000 North Carolinians who died during the war. A self-guided tour features nine levels of living spaces, mess decks, gun turrets, powder storage, a sick bay, and more. There is also an Exhibit Hall and Observation Deck. View more of downtown from the water by riverboat or catamaran cruises. Take a carriage ride into culture on old brick streets to the sounds of jazz and beach music festivals, as Wilmington embraces a combination of influences from both the historic past and present. Today the Downtow Wilmington area is rich with attractions and things to do, including the Riverfest celebration October 7-8. Wine and beer events, along with the self-guided Wilmington Fall Wine & Beer Walk in September, happen annually. Restaurants and breweries, featuring a landed barge bar and grill and a pub on the Cape Fear River, as well as coastal-themed breweries and island tiki bars are always open for an exciting and rich […]